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October 25, 2026

London’s pay-it-forward schemes usage explored

Amid challenging financial climates, certain establishments in London are pioneering pay-it-forward initiatives to alleviate everyday expenses like buying a coffee or a book. These programmes encourage patrons to donate funds, creating a pool that others can use without feeling the societal stigma of needing help. Two prominent examples of such schemes include the Host Cafe and Lala Books.

Pay-It-Forward Coffee at Host Cafe

The Host Cafe, located within the St Mary Aldermary Church in the City of London, offers a unique pay-it-forward programme. Managed by Barbara Gornicka, this initiative allows anyone needing financial help to have a drink covered anonymously. Patrons are invited to take a polymer clay heart from the drinks board to request a free drink discreetly, sparing themselves potential embarrassment from asking outright. Gornicka emphasises that the scheme is available to anyone in need, with no stringent eligibility criteria.

One beneficiary is Paul Atherton, a filmmaker and homelessness advocate, who praises the scheme for its life-enhancing impact. Atherton mentions that given his economic constraints — living on just £4 a day after storage costs — the ability to connect with society over a coffee is invaluable. He underscores that without such opportunities, he and others like him would feel disconnected from society.

Books for All at Lala Books

This ethos of generosity extends to Lala Books in Camberwell, where owner Danielle Moylan facilitates a scheme for book purchases. Funds pooled through donations can be accessed by anyone for full or partial coverage of a book or magazine. Moylan notes that the initiative is especially appreciated by young people, who are grappling with increased living expenses. Though many users feel apprehensive about utilising the fund, Moylan encourages the community to use it without feeling unworthy or embarrassed.

Lala Books offers a discreet way for individuals to access funds through a box of unmarked gift vouchers, enabling anonymity. Moylan illustrates the scheme’s community benefit with examples such as purchasing birthday gifts and supplying books to local schools. She takes a pragmatic view on the potential for misuse, accepting it as part of fostering a supportive community.

Gillian Lewis, a local parent, utilised Lala Books’ scheme to distribute books to a nearby primary school, expressing appreciation for the community’s generosity. Additionally, Moylan observes that some who benefit from the programme later return to contribute, sustaining the cycle of giving.

Reporting based on coverage first published by bbc.co.uk.